[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.spinopa.cz\/dostupnost-bydleni\/#Article","mainEntityOfPage":"https:\/\/www.spinopa.cz\/dostupnost-bydleni\/","headline":"Dostupnost bydlen\u00ed","name":"Dostupnost bydlen\u00ed","description":"V \u010cesk\u00e9 republice je roz\u0161\u00ed\u0159en\u011bj\u0161\u00ed bydlen\u00ed ve vlastn\u00ed nemovitosti ne\u017e bydlen\u00ed v n\u00e1jmu. Politici se to sna\u017e\u00ed zm\u011bnit, proto\u017ee p\u0159ece pat\u0159\u00edme na z\u00e1pad, a tak mus\u00edme slep\u011b kop\u00edrovat v\u0161echno ze z\u00e1padu bez ohledu na to, jak\u00fd to bude m\u00edt re\u00e1ln\u00fd dopad nejen na samotn\u00e9 ob\u010dany, ale na celou republiku. Politici tak u\u017e del\u0161\u00ed dobu horliv\u011b […]","datePublished":"2024-01-23","dateModified":"2024-01-23","author":{"@type":"Person","@id":"https:\/\/www.spinopa.cz\/author\/#Person","name":"","url":"https:\/\/www.spinopa.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a231d13c7dfc9c75f2343f864438f5ab9c0bfebd1aa37dfd3bb16118c04f838c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a231d13c7dfc9c75f2343f864438f5ab9c0bfebd1aa37dfd3bb16118c04f838c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"spinopa.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.spinopa.cz\/wp-content\/uploads\/pexels-may-dayua-1398431.jpg","url":"https:\/\/www.spinopa.cz\/wp-content\/uploads\/pexels-may-dayua-1398431.jpg","height":0,"width":0},"url":"https:\/\/www.spinopa.cz\/dostupnost-bydleni\/","about":["Pen\u00edze"],"wordCount":405,"articleBody":"   V \u010cesk\u00e9 republice je roz\u0161\u00ed\u0159en\u011bj\u0161\u00ed bydlen\u00ed ve vlastn\u00ed nemovitosti ne\u017e bydlen\u00ed v n\u00e1jmu. Politici se to sna\u017e\u00ed zm\u011bnit, proto\u017ee p\u0159ece pat\u0159\u00edme na z\u00e1pad, a tak mus\u00edme slep\u011b kop\u00edrovat v\u0161echno ze z\u00e1padu bez ohledu na to, jak\u00fd to bude m\u00edt re\u00e1ln\u00fd dopad nejen na samotn\u00e9 ob\u010dany, ale na celou republiku. Politici tak u\u017e del\u0161\u00ed dobu horliv\u011b p\u0159em\u00fd\u0161l\u00ed jak zv\u00fd\u0161it nedostupnost vlastn\u00edho bydlen\u00ed co nejv\u00edce lidem. A zat\u00edm se jim to da\u0159\u00ed. Zaj\u00edmav\u00e9 je, \u017ee nejsp\u00ed\u0161 nikdo z nich nebydl\u00ed v pronajat\u00e9 garsonce. Lid\u00e9 s t\u00edm nic nezm\u016f\u017eou, leda u voleb, ke kter\u00fdm v\u011bt\u0161ina lid\u00ed nechod\u00ed. A kdy\u017e u\u017e n\u00e1hodou jdou volit, stejn\u011b vol\u00ed to samo dokola, co\u017e je nepochopiteln\u00e9. Nen\u00ed divu, \u017ee je zde situace jak\u00e1 je.V\u011bt\u0161ina lid\u00ed pot\u0159ebuje hypot\u00e9ku Vzhledem k cen\u00e1m nemovitost\u00ed je jasn\u00e9 \u017ee si je mohou dovolit jen lid\u00e9 s nadpr\u016fm\u011brn\u00fdmi p\u0159\u00edjmy. Pro ostatn\u00ed zb\u00fdv\u00e1 n\u00e1jem a nebo hypot\u00e9ka. Ale ani ty hypot\u00e9ky u\u017e nejsou dostupn\u00e9 pro v\u0161echny. \u017dadatel\u00e9 o hypot\u00e9ku mus\u00ed m\u00edt dostate\u010dn\u00fd p\u0159\u00edjem a \u010d\u00e1st financ\u00ed mus\u00ed m\u00edt naspo\u0159en\u00e9, p\u0159\u00edpadn\u011b je nutn\u00e9 m\u00edt nemovitost k z\u00e1stav\u011b \u010di rekonstrukci. Hypot\u00e9ku dostanou v\u011bt\u0161inou jen podnikatel\u00e9 s pravideln\u00fdm p\u0159\u00edjmem. I kdy\u017e se \u0159\u00edk\u00e1 \u017ee podnikatel je sv\u00fdm p\u00e1nem hypotekybezregistru.cz, co\u017e je sice pravda, \u010del\u00ed \u0159ad\u011b nev\u00fdhod.Podstata podnik\u00e1n\u00ed tkv\u00ed v tom \u017ee si sami hledaj\u00ed zak\u00e1zky nebo z\u00e1kazn\u00edky a staraj\u00ed se o to aby si ka\u017ed\u00fd m\u011bs\u00edc vyd\u011blali dostatek pen\u011bz. Mus\u00ed si tak\u00e9 zajistit \u00fa\u010detnictv\u00ed a odv\u00e1d\u011bt dan\u011b a odvody. B\u00fdt podnikatelem dnes nen\u00ed \u017e\u00e1dn\u00fd med, a za to \u017ee se sna\u017e\u00ed se o sebe postarat sami, jim st\u00e1t je\u0161t\u011b h\u00e1\u017ee klacky pod nohy v podob\u011b nedostupnosti hypot\u00e9ky. St\u00e1tu toti\u017e podl\u00e9h\u00e1 \u010cesk\u00e1 n\u00e1rodn\u00ed banka, kter\u00e1 upravuje podm\u00ednky pro z\u00edsk\u00e1n\u00ed \u00fav\u011bru. Pokud podnik\u00e1te a nedostanete hypot\u00e9ku, je mo\u017en\u00e9 se poradit s nez\u00e1visl\u00fdm finan\u010dn\u00edm poradcem, kter\u00fd v\u00e1m m\u016f\u017ee pomoct z\u00edskat hypot\u00e9ku s dobr\u00fdmi podm\u00ednkami a \u00farokem. Bydlen\u00ed by nem\u011blo b\u00fdt jen pro zam\u011bstnance.                                                                                                                                                                                                                                                                                                                                                                                          5\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Dostupnost bydlen\u00ed","item":"https:\/\/www.spinopa.cz\/dostupnost-bydleni\/#breadcrumbitem"}]}]