[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.spinopa.cz\/nemate-na-vlastni-byt\/#Article","mainEntityOfPage":"https:\/\/www.spinopa.cz\/nemate-na-vlastni-byt\/","headline":"Nem\u00e1te na vlastn\u00ed byt?","name":"Nem\u00e1te na vlastn\u00ed byt?","description":"Zn\u00e1te n\u011bkoho, kdo nem\u00e1 kde bydlet, je bezprizorn\u00ed, a p\u0159esto naprosto spokojen\u00fd a bohat\u00fd \u017eivot vedouc\u00ed? Jsem si jist, \u017ee ne. Proto\u017ee pr\u00e1v\u011b bydlen\u00ed pat\u0159\u00ed k tomu naprosto nejz\u00e1sadn\u011bj\u0161\u00edmu, co my lid\u00e9 k \u017eivotu pot\u0159ebujeme, bez \u010deho to tu nikdy nen\u00ed dokonal\u00e9. Proto\u017ee jak\u00e9 m\u00e1 pohodl\u00ed ten, kdo \u017eije bez st\u0159echy nad hlavou? \u017d\u00e1dn\u00e9. Jak\u00e9 […]","datePublished":"2022-10-14","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.spinopa.cz\/author\/#Person","name":"","url":"https:\/\/www.spinopa.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a231d13c7dfc9c75f2343f864438f5ab9c0bfebd1aa37dfd3bb16118c04f838c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a231d13c7dfc9c75f2343f864438f5ab9c0bfebd1aa37dfd3bb16118c04f838c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"spinopa.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.spinopa.cz\/wp-content\/uploads\/dolary.jpg","url":"https:\/\/www.spinopa.cz\/wp-content\/uploads\/dolary.jpg","height":0,"width":0},"url":"https:\/\/www.spinopa.cz\/nemate-na-vlastni-byt\/","about":["Pen\u00edze"],"wordCount":428,"articleBody":"   Zn\u00e1te n\u011bkoho, kdo nem\u00e1 kde bydlet, je bezprizorn\u00ed, a p\u0159esto naprosto spokojen\u00fd a bohat\u00fd \u017eivot vedouc\u00ed? Jsem si jist, \u017ee ne. Proto\u017ee pr\u00e1v\u011b bydlen\u00ed pat\u0159\u00ed k tomu naprosto nejz\u00e1sadn\u011bj\u0161\u00edmu, co my lid\u00e9 k \u017eivotu pot\u0159ebujeme, bez \u010deho to tu nikdy nen\u00ed dokonal\u00e9. Proto\u017ee jak\u00e9 m\u00e1 pohodl\u00ed ten, kdo \u017eije bez st\u0159echy nad hlavou? \u017d\u00e1dn\u00e9. Jak\u00e9 m\u00e1 mo\u017enosti zajistit sv\u016fj ostatn\u00ed majetek p\u0159ed nenechavci nebo n\u011b\u010d\u00edm jin\u00fdm, co ho o n\u011bj m\u016f\u017ee p\u0159ipravit? Minim\u00e1ln\u00ed. A jakou m\u00e1 bez adresy t\u0159eba mo\u017enost sehnat si slu\u0161nou pr\u00e1ci, z\u00edskat dejme tomu n\u011bjak\u00e9 soci\u00e1ln\u00ed d\u00e1vky, vy\u0159\u00eddit si n\u011bco na \u00fa\u0159adech a podobn\u011b? Je to b\u00edda, co?A tak si lidi bydlen\u00ed sh\u00e1n\u011bj\u00ed. A nejl\u00e9pe si rovnou domy nebo byty kupuj\u00ed. Proto\u017ee kdy\u017e se tito stanou vlastn\u00edky nemovitost\u00ed, nejenom \u017ee z\u00edskaj\u00ed celou \u0159adu v\u00fdhod, https:\/\/www.rb.cz\/attachments\/PI\/karty\/program_vyhod_KK_20170401.pdf  je\u017e byly u\u017e t\u0159eba nast\u00edn\u011bny v\u00fd\u0161e, ale sou\u010dasn\u011b si t\u00edm zajist\u00ed i majetek, kter\u00fd m\u00e1 svou nespornou a obvykle rostouc\u00ed hodnotu. Proto\u017ee bydlen\u00ed bude zapot\u0159eb\u00ed v\u017edycky a byty tak nikdy nebudou nezaj\u00edmav\u00e9.N\u011bkdo se\u017eene pen\u00edze a byt si koup\u00ed. A n\u011bkdo je nese\u017eene, a pak si kv\u016fli takov\u00e9 koupi vezme hypot\u00e9ku, kterou mus\u00ed n\u00e1sledn\u011b dlouh\u00e1 l\u00e9ta spl\u00e1cet. Jen\u017ee co m\u00e1 d\u011blat ten, kdo vlastn\u00ed pen\u00edze v dosta\u010duj\u00edc\u00edm mno\u017estv\u00ed nem\u00e1 a ani hypot\u00e9ku mu v bance nedaj\u00ed s t\u00edm, \u017ee to vypad\u00e1, \u017ee by ji neut\u00e1hnul, tedy nedok\u00e1zal pat\u0159i\u010dn\u011b spl\u00e1cet?N\u011bkomu takov\u00e9mu m\u016f\u017ee p\u0159ij\u00edt n\u00e1ramn\u011b vhod i hypot\u00e9ka na dru\u017estevn\u00ed byt Fahd.cz. Co\u017e je pochopiteln\u011b hypot\u00e9ka nebankovn\u00ed, proto\u017ee banky na dru\u017estevn\u00ed nemovitosti kv\u016fli ur\u010dit\u00fdm majetkov\u00fdm specifik\u016fm nep\u016fj\u010duj\u00ed. A pr\u00e1v\u011b takov\u00e1 hypot\u00e9ka pom\u016f\u017ee i chud\u0161\u00edm lidem z\u00edskat bydlen\u00ed, sice \u201ajenom\u2018 dru\u017estevn\u00ed, ale od toho soukrom\u00e9ho vlastn\u011b skoro nerozeznateln\u00e9.D\u016fvodem, pro\u010d je hypot\u00e9ka na dru\u017estevn\u00ed bydlen\u00ed dostupn\u011bj\u0161\u00ed, je prost\u011b skute\u010dnost, \u017ee se dru\u017estevn\u00ed byty prod\u00e1vaj\u00ed levn\u011bji. A men\u0161\u00ed \u010d\u00e1stku, je\u017e je k takov\u00e9 koupi t\u0159eba, dostanou i ti, kdo jsou na tom finan\u010dn\u011b h\u016f\u0159 a na nic dra\u017e\u0161\u00edho by nem\u011bli.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nem\u00e1te na vlastn\u00ed byt?","item":"https:\/\/www.spinopa.cz\/nemate-na-vlastni-byt\/#breadcrumbitem"}]}]